What a Week!

Last week was anything but boring! Actually, it was VERY stressful! To explain everything that happened though I have to give you some background.

In high school I was always an "A" student and in GA they have this thing called the Hope Scholarship that pays for tuition and gives you an amount for books each semester. Well when I graduated I was eligible and my parents told me that whatever I didn't use for school from my college fund would be turned over to me when I graduated. Well needless to say I graduated this past December and didn't touch a penny of my college money so my parents went ahead and filed the paperwork.

Well, last Sunday they tell me the check finally arrived and so my Dad signed his name to the back, told me to sign it and deposit it. I was ecstatic! This was a LARGE chunk of change and I could finally pay off some bills (mostly the cash advance I took out on a credit card to buy my car while I waited for the money from my college fund to come in). Now here is where it gets interesting....

I left my parents house and went straight to the bank and deposited the money at the ATM since I have free college checking which means I use the ATM for everything, if I go inside more then once or twice a month I get charged. Anyway I kept checking my account to make sure it posts, which it does April 11. Seeing this I start paying off bills and I am thinking I am debt free!

Well, on April 13 (Wen) I wake up, check my bank account to see which bills are posted so I can go ahead and call those companies and cancel the accounts only to see that the bank has kicked back the deposited amount. I immediately call the bank to find out why and they tell me that because the check was made out to my Father that it is being mailed back to me and we will both have to go into the branch when the check arrives and redeposit it. At this point I start hysterically crying because I have almost $3000 in paid bills out there which have all cleared and would be bounced. I call my dad and he tells me to come over and that we will go to the bank.

I of course look horrible because I have been hysterically crying for the last two hours once I walk into the bank. My Dad talks to the manager and explains everything. The manager tells me everything will be taken care of and that once the check arrives to come back in and he will take care of any fees that I get on my account. So I am happy again and I come home to wait for the check and pray that the bills I paid do not post to my account.

Well I get home walk in and my cable is out AND my Internet is out. I call Comcast and are told they don't know why it is out that it should rectify itself and if not I am lucky that they can get someone out quickly to me, THE NEXT DAY!!! Well I had plans with Brandi the next day for lunch and Coffee that I was looking forward too very much but now I was forced to cancel that. Here comes yet another problem... I don't have a phone number for her (I have a home phone number for her but it is saved online in my email account!!!) So I have to call my sister and ask her to email Brandi and ask her to call me.... which she does from work, but since she is working I only have time to tell her I will have to cancel on her to spend the day waiting for the cable guy!!

So Thursday I spend the day waiting... I write a letter to my grandma, I clean, and I read... now I love to read, and I enjoy turning the TV off and stretching out to read a good book... but that is only when I choose to not so much fun when there is nothing else to do!! So finally the cable guy comes, and he is very nice... it takes him a while to fix the problem though.

It turns out while I was at the bank the day before my neighbor was getting cable and the cable guys went to bury the cable (to prevent people from stealing it) and when they did this they cut my cable line by accident. OF course since I wasn't home when this happened I couldn't run out and tell them they just cut off my cable so I had to wait 24+ hours to get it back on... all the while I had eBay auctions ending. As soon as cable was back up I checked my bank account and was so happy when nothing had posted yet!!

Friday however when I checked my account 4 bills had be returned because of insufficient funds. Since I knew the fees would be credited to my account I didn't stress it. I had a nice day shopping for baby stuff with my mother-in-law. When I returned I was overjoyed to find the returned check in the mail! I immediately called my Dad and made plans to meet him at the bank.

Well, as promised the bank manager refunded my $120 in fees the bank had charged me. The strange thing that sort of made me mad though was when my father and I both went to the teller to redeposit the check my Dad pulls out his ID and plops it on the counter and the teller tells him he doesn't need to see it... HMMM THE WHOLE REASON THE CHECK WAS RETURNED IS BECAUSE IT WAS ORIGINALLY IN HIS NAME AND HE SIGNED IT OVER TO ME!!! Now they don't even look at his ID or notice that the check is made out originally to him, he just credits it to my account??? Whatever I am happy it was all taken care of... or so I thought! Since it was after 2pm it won't post really until after 12:01 Tuesday morning. So now I am waiting.

So far from the 4 returned bills 2 of them have charged me $20 each. I just logged on to repay one of the bills which is my car insurance to find out they won't accept my online payment and that they have sent me out a letter of intent to cancel my policy!!! So now I have the fun of getting all that straightened out and trying to get them to reverse the bounced payment charges... and of course they aren't open 24/7 so I have to wait until the morning to call a customer service person and hope they take pity on me! Oh what fun!!

Well I am finally going to bed now to get up my strength to be on the phone all day! Also Curt's mom is coming over to help me paint the baseboards and window trim in Lucas' room!

My Mood : stressed Now Playing : silence